Таблица III. Коэффициенты будущей стоимости 1 долл . обычного аннуитета
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Процентная ставка (i) |
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|
|
|
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Период (п) |
1% |
2% |
3% |
47» |
5% |
6% |
7% |
8% |
9% |
10% |
11% |
12% |
Период (п) |
1 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1 |
2 |
2,010 |
2,020 |
2,030 |
2,040 |
2,050 |
2,060 |
2,070 |
2,080 |
2,090 |
2,100 |
2,110 |
2,120 |
2 |
3 |
3,030 |
3,060 |
3,091 |
3,122 |
3,153 |
3,184 |
3,215 |
3,246 |
3,278 |
3,310 |
3,342 |
3,374 |
3 |
4 |
4,060 |
4,122 |
4,184 |
4,246 |
4,310 |
4,375 |
4,440 |
4,506 |
4,573 |
4,641 |
4,710 |
4,779 |
4 |
5 |
5,101 |
5,204 |
5,309 |
5,416 |
5,526 |
5.637 |
5,751 |
5,867 |
5,985 |
6,105 |
6,228 |
6,353 |
5 |
6 |
6,152 |
6,308 |
6,468 |
6,663 |
6,802 |
6,975 |
7,153 |
7,336 |
7,523 |
7,716 |
7,913 |
8,115 |
6 |
7 |
7,214 |
7,434 |
7,662 |
7,898 |
8,142 |
8,394 |
8,654 |
8,923 |
9,200 |
9,487 |
9,783 |
10,089 |
7 |
8 |
8,286 |
8,583 |
8,892 |
9,214 |
9,549 |
9,897 |
10,260 |
10,637 |
11,028 |
11,436 |
11,859 |
12,300 |
8 |
9 |
9,369 |
9,755 |
10,159 |
10,583 |
11,027 |
11,491 |
11,978 |
12,488 |
13,021 |
13,579 |
14,164 |
14,776 |
9 |
10 |
10,462 |
10,950 |
11,464 |
12,006 |
12,578 |
13,181 |
13,816 |
14,487 |
15,193 |
15,937 |
16,722 |
17,549 |
10 |
11 |
11,567 |
12,169 |
12,808 |
13,489 |
14,207 |
14,972 |
15,784 |
16,645 |
17,560 |
18,531 |
19,561 |
20,655 |
11 |
12 |
12,683 |
13,412 |
14,192 |
15,026 |
15,917 |
16,870 |
17,888 |
18,977 |
20,141 |
21,384 |
22,713 |
24,133 |
12 |
13 |
13,809 |
14,680 |
15,618 |
16,627 |
17,713 |
18,882 |
20,141 |
21,495 |
22,953 |
24,523 |
26,212 |
28,029 |
13 |
14 |
14,947 |
15,974 |
17,086 |
18,292 |
18,599 |
21,015 |
22,550 |
24,215 |
26,019 |
27,975 |
30,095 |
32,393 |
14 |
15 |
16,097 |
17,293 |
18,599 |
20,024 |
21,579 |
23,276 |
25,129 |
27,152 |
29,361 |
31,772 |
34,405 |
37,280 |
15 |
16 |
17,258 |
18,639 |
20,157 |
21,825 |
23,657 |
25,673 |
27,888 |
30,324 |
33,003 |
35,950 |
39,190 |
42,753 |
16 |
17 |
18,430 |
20,012 |
21,762 |
23,698 |
25,840 |
28,213 |
30,840 |
33,750 |
36,974 |
40,545 |
44,501 |
48,884 |
17 |
18 |
19,615 |
21,412 |
23,414 |
25,645 |
28,132 |
30,906 |
33,999 |
37,450 |
41,301 |
45,599 |
50,396 |
55,750 |
18 |
19 |
20,811 |
22,841 |
25,117 |
27,671 |
30,539 |
33,760 |
37,379 |
41,446 |
46,018 |
51,159 |
56,939 |
63,440 |
19 |
20 |
22,019 |
24,297 |
26,870 |
29,778 |
33,066 |
36,786 |
40,995 |
45,762 |
51,160 |
57,275 |
64,203 |
72,052 |
20 |
25 |
28,243 |
32,030 |
36,459 |
41,646 |
47,727 |
54,865 |
63,249 |
73,106 |
84,701 |
98,347 |
114,413 |
133,334 |
25 |
30 |
34,785 |
40,568 |
47,575 |
56,085 |
66,439 |
79,058 |
94,461 |
113,283 |
136,308 |
164,494 |
199,021 |
241,333 |
30 |
35 |
41,660 |
49,994 |
60,462 |
73,652 |
90,320 |
111,435 |
138,237 |
172,317 |
215,711 |
271,024 |
341,590 |
431,663 |
35 |
40 |
48,886 |
60,402 |
75,401 |
95,026 |
120,800 |
154,762 |
199,635 |
259,057 |
337,882 |
442,593 |
581,826 |
767,091 |
40 |
50 |
64,463 |
84,5/9 |
112,797 |
152,667 |
209,348 |
290,336 |
406,529 |
573,770 |
815,084 |
1163,909 |
1668,771 |
2400,018 |
50 |
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|
|
|
|
Процентная ставка (i) |
|
|
|
|
||||
Период (п) |
13% |
14% |
15% |
16% |
17% |
18% |
19% |
20% |
25% |
30% |
40% |
50% |
Период (п) |
1 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1 |
2 |
2,130 |
2,140 |
2,150 |
2,160 |
2,170 |
2,180 |
2,190 |
2,200 |
2,250 |
2,300 |
2,400 |
2,500 |
2 |
3 |
3,407 |
3,440 |
3,473 |
3,506 |
3,539 |
3,572 |
3,606 |
3,640 |
3,813 |
3,990 |
4,360 |
4,750 |
3 |
4 |
4,850 |
4,921 |
4,993 |
5,066 |
5,141 |
5,215 |
5,291 |
5,368 |
5,766 |
6,187 |
7,104 |
8,125 |
4 |
5 |
6,480 |
6,610 |
6,742 |
6,877 |
7,014 |
7,154 |
7,297 |
7,442 |
8,207 |
9,043 |
10,946 |
13,188 |
5 |
6 |
8,323 |
8,536 |
8,754 |
8,977 |
9,207 |
9,442 |
9,683 |
9,930 |
11,259 |
12,756 |
16,324 |
20,781 |
6 |
7 |
10,405 |
10,730 |
11,067 |
11,414 |
11,772 |
12,142 |
12,253 |
12,916 |
15,073 |
17,583 |
23,853 |
32,172 |
7 |
8 |
12,757 |
13,233 |
13,727 |
14,240 |
14,773 |
15,327 |
15,902 |
16,499 |
19,842 |
23,858 |
34,395 |
49,258 |
8 |
9 |
15,416 |
16,085 |
16,786 |
17,519 |
18,285 |
19,086 |
19,923 |
20,799 |
25,802 |
32,015 |
49,153 |
74,887 |
9 |
10 |
18,420 |
19,337 |
20,304 |
21,321 |
22,393 |
23,521 |
24,709 |
25,959 |
33,253 |
42,619 |
69,814 |
113,330 |
10 |
11 |
21,814 |
23,045 |
24,349 |
25,733 |
27,200 |
28,755 |
30,404 |
32,150 |
42,566 |
56,405 |
98,739 |
170,995 |
11 |
12 |
25,650 |
27,271 |
29,002 |
30,850 |
32,824 |
34,931 |
37,180 |
39,581 |
54,208 |
74,327 |
139,235 |
257,493 |
12 |
13 |
29,985 |
32,089 |
34,352 |
36,786 |
39,404 |
42,219 |
45,244 |
48,497 |
68,760 |
97,625 |
195,929 |
387,239 |
13 |
14 |
34,883 |
37,581 |
40,505 |
43,672 |
47,103 |
50,818 |
54,841 |
59,196 |
86,949 |
127,913 |
275,300 |
581,859 |
14 |
15 |
40,417 |
43,842 |
47,580 |
51,660 |
56.110 |
60,965 |
66,261 |
72,035 |
109,687 |
167,286 |
386,420 |
873,788 |
15 |
16 |
46,672 |
50,980 |
55,717 |
60,925 |
66,649 |
72,939 |
79,850 |
87,442 |
138,109 |
218,472 |
541,988 |
1311,682 |
16 |
17 |
53,739 |
59,118 |
65,075 |
71,673 |
78,979 |
87,068 |
96,022 |
105,931 |
173,636 |
285,014 |
759,784 |
1968,523 |
17 |
18 |
61,725 |
68,394 |
75,836 |
84,141 |
93,406 |
103,740 |
115,266 |
128,117 |
218,045 |
371.518 |
1064,697 |
2953,784 |
18 |
19 |
70,749 |
78,969 |
88,212 |
98,603 |
110,285 |
123,414 |
138,166 |
154,740 |
273,556 |
483,973 |
1491,576 |
4431,676 |
19 |
20 |
80,947 |
91,025 |
102,444 |
115,380 |
130,033 |
146,638 |
165,418 |
186,688 |
342,945 |
630,165 |
2089,206 |
6648,513 |
20 |
25 |
155,620 |
181,871 |
212,793 |
249,214 |
292,105 |
342,603 |
402,042 |
471,981 |
1054,791 |
2348,803 |
11247,199 |
50500 |
25 |
30 |
293,199 |
356,787 |
434,745 |
530,312 |
647,439 |
790,948 |
966,712 |
1181,882 |
3227,174 |
8729,985 |
60501 |
383500 |
30 |
35 |
546,681 |
693,573 |
881,170 |
1120,713 |
1426,491 |
1120,713 |
2314,214 |
2948,341 |
9856,761 |
32423 |
325400 |
2912217 |
35 |
40 |
1013,704 |
1342,025 |
1779,090 |
2360,757 |
3134,522 |
4163,21 |
5529,829 |
7343,858 |
30089 |
120393 |
1750092 |
22114663 |
40 |
50 |
3459,507 |
4994,521 |
7217,716 |
10435,649 |
15089,502 |
21813,1 |
31515 |
45497 |
280256 |
1659761 |
50622288 |
1275242998 |
50 |
Таблица IV. Коэффициенты приведенной стоимости 1 доол. обычного аннуитета при i процентах для п периодов (PVIFA,„)
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Процентная ставка (j) |
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Период (п) |
1% |
2% |
3% |
4% |
5% |
6% |
|
8% |
9% |
10% |
11% |
12% |
Период (п) |
1 |
0.990 |
0,980 |
0,971 |
0,962 |
0,952 |
0,943 |
0,935 |
0,926 |
0,917 |
0,909 |
0,901 |
0,897 |
1 |
2 |
1,970 |
1,942 |
1,913 |
1,886 |
1,859 |
1,833 |
1,808 |
1,783 |
1,759 |
1,736 |
1,713 |
1,690 |
2 |
3 |
2,941 |
2,884 |
2,829 |
2,775 |
2,723 |
2,673 |
2,624 |
2,577 |
2,531 |
2,487 |
2,444 |
2,402 |
3 |
4 |
3,902 |
3,808 |
3,717 |
3,630 |
3,546 |
3,465 |
3,387 |
3,312 |
3,240 |
3,170 |
3,102 |
3,037 |
4 |
5 |
4,853 |
4,713 |
4,580 |
4,452 |
4,329 |
4,212 |
4,100 |
3,993 |
3,890 |
3,791 |
3,696 |
3,605 |
5 |
6 |
5,795 |
5,601 |
5,417 |
5,242 |
5,076 |
4,917 |
4,767 |
4,623 |
4,486 |
4,355 |
4,231 |
4,111 |
6 |
7 |
6,728 |
6,472 |
6,230 |
6,002 |
5,786 |
5,582 |
5,389 |
5,206 |
5,033 |
4,868 |
4,712 |
4,564 |
7 |
8 |
7,652 |
7,326 |
7,020 |
6,733 |
6,463 |
6,210 |
5,971 |
5.747 |
5,535 |
5,335 |
5,146 |
4,968 |
8 |
9 |
8,566 |
8,162 |
7,786 |
7,435 |
7,108 |
6,802 |
6,515 |
6,247 |
5,995 |
5,759 |
5,537 |
5,328 |
9 |
10 |
9,471 |
8,983 |
8,530 |
8,111 |
7,722 |
7,360 |
7,024 |
6,710 |
6,418 |
6,145 |
5,889 |
5,650 |
10 |
11 |
10,368 |
9,787 |
9,253 |
8,760 |
8,306 |
7,887 |
7,499 |
7,139 |
6,805 |
6,495 |
6.207 |
5,938 |
11 |
12 |
11,255 |
10,575 |
9,954 |
9,385 |
8,863 |
8,384 |
7,943 |
7,536 |
7,161 |
6,814 |
6,492 |
6,194 |
12 |
13 |
12,134 |
11,348 |
10,635 |
9,986 |
9,394 |
8,853 |
8,358 |
7,904 |
7,487 |
7,103 |
6,750 |
6,424 |
13 |
14 |
13,004 |
12,106 |
11,296 |
10,563 |
9,899 |
9,295 |
8,745 |
8,244 |
7,786 |
7,367 |
6,982 |
6,628 |
14 |
15 |
13,865 |
12,849 |
11,938 |
11,118 |
10,380 |
9,712 |
9,108 |
8,560 |
8,061 |
7,606 |
7.191 |
6,811 |
15 |
16 |
14,718 |
13,578 |
12,561 |
11,652 |
10,838 |
10,106 |
9,447 |
8,851 |
8,313 |
7,824 |
7,379 |
6,974 |
16 |
17 |
15,562 |
14,292 |
13,166 |
12,166 |
11,274 |
10,477 |
9,763 |
9,122 |
8,544 |
8,022 |
7,549 |
7,120 |
17 |
18 |
16,398 |
14,992 |
13,754 |
12,659 |
11,690 |
10,828 |
10,059 |
9,372 |
8,756 |
8,201 |
7,702 |
7,250 |
18 |
19 |
17,226 |
15,679 |
14,324 |
13,134 |
12,085 |
11,158 |
10,336 |
9,604 |
8,950 |
8,365 |
7,839 |
7,366 |
19 |
20 |
18,046 |
16,352 |
14,877 |
13,590 |
12,462 |
11,470 |
10,594 |
9,818 |
9,129 |
8,514 |
7,963 |
7,469 |
20 |
25 |
22,023 |
19,524 |
17,413 |
15,622 |
14,094 |
12,784 |
11,654 |
10,675 |
9,823 |
9,077 |
8,422 |
7,843 |
25 |
30 |
25,808 |
22,396 |
19,601 |
17,292 |
15,373 |
13,765 |
12,409 |
11,258 |
10,274 |
9,427 |
8,694 |
8,055 |
30 |
35 |
29,409 |
24,999 |
21,487 |
18,665 |
16,374 |
14,498 |
12,948 |
11,655 |
10,567 |
9,644 |
8,855 |
8,176 |
35 |
40 |
32,835 |
27,356 |
23,115 |
19,793 |
17,159 |
15,046 |
13,332 |
11,925 |
10,757 |
9.779 |
8,951 |
8,244 |
40 |
50 |
39,196 |
31,424 |
25,730 |
21,482 |
18,256 |
15,762 |
13,801 |
12,233 |
10,962 |
9,915 |
9,042 |
8,304 |
50 |
|
|
|
|
|
|
Процентная ставка (i) |
|
|
|
|
|
||
Период (п) |
13% |
14% |
15% |
16% |
17% |
18% |
19% |
20% |
25% |
30% |
40% |
50% |
Период (п) |
1 |
0,885 |
0,877 |
0,870 |
0,862 |
0,855 |
0,847 |
0,840 |
0,833 |
0,800 |
0,769 |
0,714 |
0,667 |
1 |
2 |
1,668 |
1,647 |
1,626 |
1,605 |
1,585 |
1,566 |
1,547 |
1,528 |
1,440 |
1,361 |
1,224 |
1,111 |
2 |
3 |
2,361 |
2,322 |
2,283 |
2,246 |
2,210 |
2,174 |
2,140 |
2,106 |
1,952 |
1,816 |
1,589 |
1,407 |
3 |
4 |
2,974 |
2,914 |
2,855 |
2,798 |
2,743 |
2,690 |
2,639 |
2,589 |
2,362 |
1,166 |
1,849 |
1,605 |
4 |
5 |
3,517 |
3,433 |
3,352 |
3,274 |
3,199 |
3,127 |
3,058 |
2,991 |
2,689 |
2,436 |
2,035 |
1,737 |
5 |
6 |
3,998 |
3,889 |
3,784 |
3,685 |
3,589 |
3,498 |
3,410 |
3,326 |
2,951 |
2,643 |
2,168 |
1,824 |
6 |
7 |
4,423 |
4,288 |
4,160 |
4,039 |
3,922 |
3,812 |
3,706 |
3,605 |
3,161 |
2,802 |
2,263 |
1,883 |
7 |
8 |
4,799 |
4,639 |
4,487 |
4,344 |
4,207 |
4,078 |
3,954 |
3,837 |
3,329 |
2,925 |
2,331 |
1,922 |
8 |
9 |
5,132 |
4,946 |
4,772 |
4,607 |
4,451 |
4,303 |
4,163 |
4,031 |
3,463 |
3,019 |
2,379 |
1,948 |
9 |
10 |
5,426 |
5,216 |
5,019 |
4.833 |
4,659 |
4,494 |
4,339 |
4,192 |
3,571 |
3,092 |
2,414 |
1,965 |
10 |
11 |
5,687 |
5,453 |
2,234 |
5,029 |
4,836 |
4,656 |
4,486 |
4,327 |
3,656 |
3,147 |
2,438 |
1,997 |
11 |
12 |
5,918 |
5,660 |
5,421 |
5,197 |
4,988 |
4,793 |
4,611 |
4,439 |
3,725 |
3,190 |
2,456 |
1,985 |
12 |
13 |
6,122 |
5,842 |
5,583 |
5,342 |
5,118 |
4,910 |
4,715 |
4,533 |
3,780 |
3,223 |
2,469 |
1,990 |
13 |
14 |
6,302 |
6,002 |
5,724 |
5,468 |
5,229 |
5,008 |
4,802 |
4,611 |
3,824 |
3,249 |
2,478 |
1,993 |
14 |
15 |
6,462 |
6,142 |
5,847 |
5,575 |
5.324 |
5,092 |
4,876 |
4,675 |
3,859 |
3,268 |
2,484 |
1,995 |
15 |
16 |
6,604 |
6,265 |
5,954 |
5,668 |
5,405 |
5,162 |
4,938 |
4,730 |
3,887 |
3,283 |
2,489 |
1,997 |
16 |
17 |
6,729 |
6,373 |
6,047 |
5,749 |
5,475 |
5,222 |
4,990 |
4,775 |
3,910 |
3,295 |
2,492 |
1,998 |
17 |
18 |
6,840 |
6,467 |
6,128 |
5,818 |
5,534 |
5,273 |
5,033 |
4,812 |
3,928 |
3,304 |
2,494 |
1,999 |
18 |
19 |
6,938 |
6,550 |
6,198 |
5,877 |
5,584 |
5,316 |
5,070 |
4,843 |
3,942 |
3,311 |
2,496 |
1,999 |
19 |
20 |
7,025 |
6,623 |
6,259 |
5,929 |
5,628 |
5,353 |
5,101 |
4,870 |
3,954 |
3.316 |
2,497 |
1,999 |
20 |
25 |
7,330 |
6,873 |
6,464 |
6,097 |
5,766 |
5,467 |
5.195 |
4,948 |
3,985 |
3,329 |
2,499 |
2,000 |
25 |
30 |
7,496 |
7,003 |
6,566 |
6,177 |
5,829 |
5,517 |
5,235 |
4,979 |
3,995 |
3,332 |
2,500 |
2,000 |
30 |
35 |
7,586 |
7,070 |
6,617 |
6,215 |
5,858 |
5,539 |
5,251 |
4,992 |
3,998 |
3,333 |
2,500 |
2,000 |
35 |
40 |
7,634 |
7,105 |
6,642 |
6,233 |
5,871 |
5,548 |
5,528 |
4,997 |
3,999 |
3,333 |
2,500 |
2,000 |
40 |
50 |
7,675 |
7,133 |
6,661 |
6,246 |
5,880 |
5,554 |
5,262 |
4,999 |
4,000 |
3,333 |
2,500 |
2,000 |
50 |
П р и л о ж е н и е 1161
Таблица V. Площадь под кривой нормального распределения, отстоящая на Z стандартных отклонений слева или справа от среднего значения
Количество стандартных отклонений от среднего значения ( Z ) |
Площадь нормального распределения влево или вправо(серая область) |
Количество стандартных отклонений от среднего значения ( Z ) |
Площадь нормального распределения влево или вправо (серая область) |
0,00 |
0,5000 |
1,55 |
0,0606 |
0,05 |
0,4801 |
1,60 |
0,0548 |
0,10 |
0,4602 |
1,65 |
0,0495 |
0,15 |
0,4404 |
1,70 |
0,0446 |
0,20 |
0,4207 |
1,75 |
0,0401 |
0,25 |
0,4013 |
1,80 |
0,0359 |
0,30 |
0,3821 |
1,85 |
0,0322 |
0,35 |
0,3632 |
1,90 |
0,0287 |
0,40 |
0,3446 |
1,95 |
0,0256 |
0,45 |
0,3264 |
2,00 |
0,0228 |
0,50 |
0,3085 |
2,05 |
0,0202 |
0,55 |
0,2912 |
2,10 |
0,0179 |
0,60 |
0,2743 |
2,15 |
0,0158 |
0,65 |
0,2578 |
2,20 |
0,0139 |
0,70 |
0,2420 |
2,25 |
0,0122 |
0,75 |
0,2264 |
2,30 |
0,0107 |
0,80 |
0,2119 |
2,35 |
0,0094 |
0,85 |
0,1977 |
2,40 |
0,0082 |
0,90 |
0,1841 |
2,45 |
0,0071 |
0,95 |
0,1711 |
2,50 |
0,0062 |
1,00 |
0,1577 |
2,55 |
0,0054 |
1,05 |
0,1469 |
2,60 |
0,0047 |
1,10 |
0,1357 |
2,65 |
0,0040 |
1,15 |
0,1251 |
2,70 |
0,0035 |
1,20 |
0,1151 |
2,75 |
0,0030 |
1,25 |
0,1056 |
2,80 |
0,0026 |
1,30 |
0,0968 |
2,85 |
0,0022 |
1,35 |
0,0885 |
2,90 |
0,0019 |
1,40 |
0,0808 |
2,95 |
0,0016 |
1,45 |
0,0735 |
3,00 |
0,0013 |
1,50 |
0,0668 |
|
|
Таблица V показывает площадь нормального распределения, отстоящую на Z стандартных отклонений влево или вправо от среднего значения какого-либо параметра. Если вы хотите узнать площадь под кривой распределения (т.е. вероятность нахождения интересующего вас значения) на расстоянии в 1,5 (или больше) стандартного отклонения от среднеарифметического значения, то она изображена серой областью на рисунке слева. В таблице V мы видим, что это соответствует 6,68% от общей площади под кривой нормального распределения. Таким образом, мы можем сказать, что вероятность того, что фактическая доходность будет превышать среднее значение на 1,5 стандартного отклонения, равна 6,68%.